Miscellaneous Fee Schedule
Miscellaneous Services/Fees
Updated January 1, 2026
| Service | Fee |
|---|---|
| Account Research | $25.00 per hour |
| Additional Account Statements | $2.00 |
| Charged Back Checks | $4.00 (returned deposit item – per item) |
| Coin/Currency Orders | $0.07 per $100 |
| Draft/Collection Item | $40.00 per item |
| Early Account Closure Fee | $10.00 (if closed within 3 months of account opening) |
| Foreign Currency Processing Fee | 1% of USD Equivalent ($5.00 minimum) plus $20.00 |
| Image Statement Fee | $2.00 (check images with account statement – optional service account-by-account) |
| Inactive Account Fee | $5.00 per month (charged after 12 months of no activity) |
| Inactive Bill Pay Fee | $6.50 (If you are enrolled in River City Bank’s Bill Pay service, at least one bill pay transaction must post to your account within each billable cycle or an Inactive Bill Pay Fee of $6.50 will be charged to your account. Your Bill Pay billable cycle ends each month on the anniversary day that you were initially enrolled in the Bill Pay service.) |
| Official Check | $7.00 |
| Overdraft Fee | $35.00 per item (created by check, in-person withdrawal, ATM withdrawal, or other electronic means) |
| Replacement Debit Card Fee | $5.00 |
| Returned Item Fee | $35.00 per item (created by check, in-person withdrawal, ATM withdrawal, or other electronic means) |
| Stop Payment Fee | $35.00 per item |
| Wire Transfer Fee Domestic Incoming | $14.00 |
| Wire Transfer Fee Domestic Outgoing | $25.00 |
| Wire Transfer Fee International Incoming | $20.00 |
| Wire Transfer Fee International Outgoing | $45.00 |