Savings

RCB Personal Savings

$100 minimum to open

$3 monthly maintenance fee if < $100 minimum daily balance and ages 18+

Earns interest

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RCB Personal Money Market

$100 minimum to open

$8 monthly maintenance fee if < $2,000 average daily balance

Earns interest

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Certificate of Deposit

$1,000 minimum to open

No monthly maintenance fee

Earns interest

Early withdrawal penalties apply

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Individual Retirement Account

$1,000 minimum to open

No monthly maintenance fee

Earns interest

Early withdrawal penalties apply

Maximum annual contribution limits apply

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Compare Savings Accounts

  RCB Personal Savings RCB Personal Money Market Certificate of Deposit Individual Retirement Account
Minimum Opening Deposit $100 $100 $1000 $1000
Monthly Maintenance Fee $3 (waived for minors under 18) $8 N/A N/A
Earns Interest Compounded daily and credited quarterly Compounded daily and credited monthly Compounded daily and credited monthly, quarterly, or at maturity> Compounded daily and credited monthly, quarterly, or at maturity
Free Online & Mobile Banking ✔ ✔ ✔ ✔
Excessive Activity Charge1 $5 $10 N/A N/A

1There is an excessive activity charge for transfers and withdrawals from a savings/money market account to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party in excess of six per calendar month.

See Miscellaneous Services/Fees for additional information

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Phone

(706) 236-2123

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RCB Visa® Credit Card

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Home Equity Line of Credit

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