Personal Platinum Visa Credit Card - River City Bank

Credit Cards

Choose between 1% cash back or the buying power of Platinum benefits with the River City Bank Personal Platinum Visa® Card1.

Benefits & Features

  • Accepted worldwide at over 25 million retail locations and 1 million ATMs
  • EMV smart chip technology for added security
  • Cash back is earned on all purchases. There are no spending tiers or minimums.
  • 0% intro APR2 on purchases and balance transfers for the first seven billing cycles after account opening
  • After introductory period, a variable APR3 for Platinum cash back and Platinum accounts is based on the Prime Rate as published in the Wall Street Journal. Click here for more information on APR.
  • Protected by Visa’s Zero Liability4
  • 24/7 access to your account online to manage and track payments, set alerts, and update payment information

Manage Your Account Online

Track purchases on itemized statements, get extra cards for additional users, and make purchases around the world.

Report a Lost or Stolen Card 24/7

Call (877) 228-2024

River City Bank credit cards are issued by ServisFirst Bank, 850 Shades Creek Parkway, Suite 200, Birmingham, AL 35209, which is the creditor for all credit card accounts.

1 All credit cards are subject to credit approval.

2 Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR* if you do not pay the full amount of any minimum payment due within 60 days of its payment due date.

* Penalty APR: We will reduce the Penalty APR to the APRs that applied prior to the increase to the extent required by applicable law, if, once the Penalty APR goes into effect, you make the first six minimum payments on or before the payment due dates.

3 Prime Rate: Except for any introductory APR, the APR will vary based on changes in the Prime Rate published in The Wall Street Journal. To determine the APRs for purchases, balance transfers, and cash advances, for the Platinum Cash Back Rewards Card we add 8.00% to the Prime Rate, and for the Platinum Card we add 10.00% to the Prime Rate.

4 Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or