Mortgages - River City Bank

Mortgages

Adjustable Rate Mortgage

At River City Bank, we strive to exceed your expectations. With our in-house 5/1 Adjustable Rate Mortgage, you can purchase the house of your dreams with low closing costs and a flat loan fee.

Fixed Rate Mortgages

Keep your monthly payments easy and predictable. With a fixed rate loan, your principal and interest payments stay the same for the life of the loan. Choose from Conventional and Jumbo loans, US Federal Housing Administration (FHA) loans, VA loans (for veterans and current US Military members), and USDA (rural development) loans. We also have options for first-time home buyers.

One-Time Close Construction Loan

Save on closing costs and get everything done in a single closing with a One-Time Close Construction Loan. With our program, you can complete your construction loan and your permanent financing all at once!

Meet Our Team

  1. Terri Ainsworth

    Mortgage Loan Officer, VP

    NMLS# 684344

    Phone:
    (706) 314-2056


    Office Location:
    Rome – Main Office
  2. Tammy Collins

    Relationship Manager, SVP

    NMLS# 744607

    Phone:
    (706) 388-3411


    Office Location:
    Blairsville Office
  3. Jessica Rutledge

    Relationship Manager, VP

    NMLS# 1195613

    Phone:
    (706) 236-3531


    Office Location:
    Rome – Main Office
  4. William Wade

    Market President

    NMLS# 980727

    Phone:
    (706) 525-7856


    Office Location:
    Dawsonville
  5. Rhonda Wallace

    Relationship Manager, VP

    NMLS# 718345

    Phone:
    (706) 236-3526


    Office Location:
    Rome – Main Office
  6. Kathi Watson

    Mortgage Loan Officer, VP

    NMLS# 1502758

    Phone:
    (706) 236-3534


    Office Location:
    Rome – Main Office

    Get In Touch




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