Online & Mobile Banking

Mobile Banking

Enroll in online banking, then download our mobile app.


  • 24/7 account access
  • Pay bills1
  • Pay friends
  • Transfer money
  • Deposit checks2
  • Debit card controls

Life just got a little easier.

Online Banking


  • 24/7 account access
  • Detailed transaction search
  • View checks
  • Set up one-time or recurring transfers
  • Pay bills1
  • View e-statements
  • Debit card controls
  • Set up alerts. Get notified when your account hits a certain balance or get regular balance updates.
  • Utilize helpful calculators to plan, track and save.
    • Use retirement calculators to find out how much you need to save monthly to meet your retirement goal.
    • Use our mortgage calculator to find out just how much home you can afford.
    • Use our loan calculator to find out what you’ll pay monthly for a new car or other purchase.
    • Plan with savings calculators.
    • Get organized with cash flow analyzers that hep you create and track your monthly budget.

Minimum browser and operating system requirements

SMS/Text Banking

Don’t have a smart phone? That’s okay. Get your account balance, history of recent transactions, and receive text alerts via text message.

Contact us as (706) 236-2123 to enroll.


Introducing Zelle® – a fast, safe and easy way to send money in minutes3 to your friends and family, right from the River City Bank mobile app. When you use River City Bank mobile banking app, Zelle is already available on your phone. Zelle makes it easy to send or receive money from people you trust – no matter where they bank4. Find Zelle in your River City Bank app.

SecurLOCK™ Equip

SecurLOCK™ Equip is the simple, secure way to manage and protect your debit cards. Monitor spending, prevent fraud, and have more control. Download the SecurLOCK™ Equip app today.

Full control of your debit card is available on any mobile device with SecurLOCK™ Equip. Control when, where, and how your debit card is used – have peace of mind and experience ultimate spending control. 


  • Receive instant transaction alerts
  • View recent transactions
  • Set your debit card to an “Inactive” status if lost or “Active” when found
  • Set spending channels “Active” or “Inactive” (in-store, online, mobile or ATM)
  • Set transaction spending limits
  • Set locations where your card can be used


Apple, App Store, and the Apple logo are trademarks of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Must be enrolled in River City Bank’s online Bill Pay service.

2 Restrictions may apply.

3 Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle, it could take 1 to 3 business days to receive the money once the enrollment is completed.

4 Must have a bank account in the U.S. to use Zelle.